{"id":471548,"date":"2024-07-04T12:06:41","date_gmt":"2024-07-04T12:06:41","guid":{"rendered":"https:\/\/mecouncil.org\/?post_type=blog_posts&#038;p=471548"},"modified":"2026-04-07T06:00:02","modified_gmt":"2026-04-07T06:00:02","slug":"%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%b5%d8%a7%d8%af%d8%b1%d8%a9-%d8%b9%d9%86-%d8%a7%d9%84%d9%85%d8%b5%d8%a7%d8%b1%d9%81-%d8%a7%d9%84","status":"publish","type":"blog_posts","link":"https:\/\/mecouncil.org\/ar\/blog_posts\/%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%b5%d8%a7%d8%af%d8%b1%d8%a9-%d8%b9%d9%86-%d8%a7%d9%84%d9%85%d8%b5%d8%a7%d8%b1%d9%81-%d8%a7%d9%84\/","title":{"rendered":"\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629  (CBDC) 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href=\"https:\/\/mecouncil.org\/experts_members\/%d8%b7%d8%a7%d8%b1%d9%82-%d9%85%d8%ad%d9%85%d8%af-%d9%8a%d9%88%d8%b3%d9%81\/?lang=ar\">\u0637\u0627\u0631\u0642 \u064a\u0648\u0633\u0641<\/a><\/p>\n<p style=\"text-align: justify;\">\u0648\u0641\u0642 <a href=\"https:\/\/www.imf.org\/en\/Publications\/Departmental-Papers-Policy-Papers\/Issues\/2024\/04\/26\/Central-Bank-Digital-Currencies-in-the-Middle-East-and-Central-Asia-543566\">\u0645\u0633\u062d \u062d\u062f\u064a\u062b \u0623\u062c\u0631\u0627\u0647 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u062f\u0648\u0644\u064a<\/a> \u0644\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u0623\u0639\u0631\u0628 \u0643\u0644\u0651 \u0645\u0635\u0631\u0641 \u0645\u0631\u0643\u0632\u064a 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Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.sec.gov%2Fnews%2Fstatement%2Fgensler-statement-spot-bitcoin-011023&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246164417%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=8%2BlYMHtJ8tTYYQoElg3JLIUDGJRr6AK1msgIEA6R%2B%2BU%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"0\" data-ogsc=\"\">\u0627\u0644\u0628\u062a\u0643\u0648\u064a\u0646<\/a><\/span><span lang=\"ar-SA\">\u00a0<\/span><span lang=\"ar-SA\"><a title=\"Original URL: https:\/\/www.reuters.com\/technology\/us-sec-approves-exchange-applications-list-spot-ether-etfs-2024-05-23\/. Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.reuters.com%2Ftechnology%2Fus-sec-approves-exchange-applications-list-spot-ether-etfs-2024-05-23%2F&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246178567%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=skwGLxg56ekfT3rT9xNSkZOQa%2FgF7UUg59YY3w62vN0%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"1\" data-ogsc=\"\">\u0648\u0627\u0644\u0625\u064a\u062b\u0631\u064a\u0648\u0645<\/a><\/span><span lang=\"ar-SA\">\u00a0\u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629. \u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u062d\u0638\u0631\u062a \u0627\u0644\u0635\u064a\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0651\u0631\u0629 \u0648\u0623\u0637\u0644\u0642 \u0628\u0646\u0643 \u0627\u0644\u0634\u0639\u0628 \u0627\u0644\u0635\u064a\u0646\u064a \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u00a0<\/span><span lang=\"ar-SA\"><a title=\"Original URL: https:\/\/www.bis.org\/publ\/bppdf\/bispap123_e.pdf. Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.bis.org%2Fpubl%2Fbppdf%2Fbispap123_e.pdf&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246188849%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=WVY4Hj7Wfpf%2FWGznX6Y%2BF99pgpm%2F8YcgGl4AiUdJoww%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"2\" data-ogsc=\"\">\u0644\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a<\/a><\/span><span lang=\"ar-SA\">\u00a0(<\/span><span dir=\"ltr\">e-CNY<\/span><span lang=\"ar-SA\">).<\/span><\/p>\n<p style=\"text-align: justify;\"><span lang=\"ar-SA\">\u0648\u062f\u0641\u0639 \u062a\u0648\u062c\u0651\u0647 \u0627\u0644\u0635\u064a\u0646 \u0646\u062d\u0648 \u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a \u0625\u0644\u0649 \u0625\u0637\u0644\u0627\u0642 \u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0628\u064a\u0646\u064a \u0641\u064a \u0628\u0646\u0643 \u0627\u0644\u062a\u0633\u0648\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644\u00a0<\/span><span lang=\"ar-SA\"><a title=\"Original URL: https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/mcbdc_bridge.htm. Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.bis.org%2Fabout%2Fbisih%2Ftopics%2Fcbdc%2Fmcbdc_bridge.htm&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246196468%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=NFHE1ToDH%2BgRJFR6SaRvEPp5sP63lI17H2hQI9tBlEQ%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"3\" data-ogsc=\"\">\u0645\u0634\u0631\u0648\u0639 &#8220;<span dir=\"ltr\" lang=\"en-US\">mBridge<\/span><\/a><\/span><span data-ogsc=\"blue\"><span lang=\"ar-SA\">&#8220;<\/span><\/span><span lang=\"ar-SA\">\u060c \u0627\u0644\u0630\u064a \u0627\u0646\u0636\u0645\u0651\u062a \u0625\u0644\u064a\u0647 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0645\u0624\u062e\u0651\u0631\u0627\u064b \u0643\u0640 \u00ab\u0645\u0634\u0627\u0631\u0643 \u0623\u0633\u0627\u0633\u064a\u00bb \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0645\u0646 \u0627\u0644\u0635\u064a\u0646 \u0648\u0647\u0648\u0646\u063a \u0643\u0648\u0646\u063a \u0648\u062a\u0627\u064a\u0644\u0627\u0646\u062f \u0648\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629. \u0648\u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u060c\u00a0<\/span><span lang=\"ar-SA\"><a title=\"Original URL: https:\/\/www.forbes.com\/sites\/vipinbharathan\/2021\/12\/29\/digitizing-financial-markets-project-aber-from-saudi-arabia-and-the-uae-addresses-cross-border-interoperability-of-digital-currencies\/. Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fvipinbharathan%2F2021%2F12%2F29%2Fdigitizing-financial-markets-project-aber-from-saudi-arabia-and-the-uae-addresses-cross-border-interoperability-of-digital-currencies%2F&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246203417%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=%2FDb7QgvOY%2B%2Bbtkef5TAR3wa0T%2Bhl5SHSJ4gLt19UdPQ%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"4\" data-ogsc=\"\">\u0623\u062c\u0631\u062a<\/a><\/span><span lang=\"ar-SA\">\u00a0\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u062e\u062a\u0628\u0627\u0631\u0627\u064b \u0644\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0628\u064a\u0646\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0634\u0631\u0648\u0639 &#8220;<\/span><span dir=\"ltr\">Aber<\/span><span lang=\"ar-SA\">&#8220;. \u0648\u064a\u0645\u0643\u0646 \u0630\u0643\u0631 \u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0628\u064a\u0646\u064a \u0645\u062a\u0639\u062f\u0651\u062f\u0629 \u0623\u062e\u0631\u0649 \u0641\u064a \u0628\u0646\u0643 \u0627\u0644\u062a\u0633\u0648\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0634\u0631\u0648\u0639 &#8220;<\/span><span lang=\"ar-SA\"><a title=\"Original URL: https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/mandala.htm. Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.bis.org%2Fabout%2Fbisih%2Ftopics%2Fcbdc%2Fmandala.htm&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246210279%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=8bR65PmYPsWUQn2H9Q0UTkF6Ri%2Fmt1zYJbMOXf6WTwo%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"5\" data-ogsc=\"\"><span dir=\"ltr\" lang=\"en-US\">Mandala<\/span><\/a><\/span><span data-ogsc=\"blue\"><span lang=\"ar-SA\">&#8220;<\/span><\/span><span lang=\"ar-SA\">\u00a0(\u0645\u0639 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0643\u0648\u0631\u064a\u0627 \u0648\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629 \u0648\u0645\u0627\u0644\u064a\u0632\u064a\u0627 \u0648\u0623\u0633\u062a\u0631\u0627\u0644\u064a\u0627) \u0648\u0645\u0634\u0631\u0648\u0639 &#8220;<\/span><span lang=\"ar-SA\"><a title=\"Original URL: https:\/\/www.bis.org\/about\/bisih\/topics\/fmis\/agora.htm. Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.bis.org%2Fabout%2Fbisih%2Ftopics%2Ffmis%2Fagora.htm&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246216697%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=7vN3Npca8JORWNc59MciYPneOQiWFB4R%2Br6Yy0pEs8M%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"6\" data-ogsc=\"\"><span dir=\"ltr\" lang=\"en-US\">Agor\u00e1<\/span><\/a><\/span><span data-ogsc=\"blue\"><span lang=\"ar-SA\">&#8220;<\/span><\/span><span lang=\"ar-SA\"> \u0627\u0644\u0630\u064a \u064a\u0636\u0645\u0651 \u0628\u0646\u0643 \u0627\u0644\u064a\u0627\u0628\u0627\u0646\u060c \u0648\u0628\u0646\u0643 \u0643\u0648\u0631\u064a\u0627\u060c \u0648\u0628\u0646\u0643 \u0641\u0631\u0646\u0633\u0627 \u0627\u0644\u0630\u064a \u064a\u0645\u062b\u0651\u0644 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0648\u0628\u0646\u0643 \u0627\u0644\u0645\u0643\u0633\u064a\u0643\u060c \u0648\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u060c \u0648\u0628\u0646\u0643 \u0625\u0646\u062c\u0644\u062a\u0631\u0627\u060c \u0648\u0628\u0646\u0643 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a \u0641\u064a \u0646\u064a\u0648\u064a\u0648\u0631\u0643.<\/span><\/p>\n<p style=\"text-align: justify;\"><span lang=\"ar-SA\">\u062a\u0639\u0643\u0633 \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0636\u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0644\u0639\u0628\u0629 \u0627\u0644\u062c\u064a\u0648\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u0645\u0639\u0642\u0651\u062f\u0629 \u0648\u0627\u0644\u0641\u062c\u0648\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u0631\u0627\u0621 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629. \u0641\u064a \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u062c\u062f\u0651\u0627\u064b \u0623\u0646 \u062a\u0643\u0648\u0646 \u062f\u0648\u0644 \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u062d\u0630\u0631\u0629 \u0641\u064a\u00a0<\/span><span lang=\"ar-SA\"><a title=\"Original URL: https:\/\/www.imf.org\/en\/Topics\/fintech\/central-bank-digital-currency\/virtual-handbook. Click or tap if you trust this link.\" href=\"https:\/\/eur06.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.imf.org%2Fen%2FTopics%2Ffintech%2Fcentral-bank-digital-currency%2Fvirtual-handbook&amp;data=05%7C02%7Ctgirmay%40mecouncil.org%7Cb2c2c4139dbf414c1d8f08dcafb23bc8%7C93756c6305a44e359f6587684af8a24d%7C0%7C0%7C638578427246225087%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=HqV93035S%2FBY0YmzK7SScsvkihbSS5ghcVgR5Gl7xas%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"Verified\" data-linkindex=\"7\" data-ogsc=\"\">\u062e\u0637\u0648\u0627\u062a\u0647\u0627\u00a0<\/a><\/span><span lang=\"ar-SA\">\u0644\u062a\u0628\u0646\u0651\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u0644\u0643\u0646 \u0644\u0627 \u0628\u062f\u0651 \u0623\u064a\u0636\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u0623\u0646\u0651\u064a 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